Page 356 - NHB AR 2020-21-3 complete- Print (1)
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(ii) Credit exposure as percentage to capital funds and as percentage to Total Asset, in
respect of:
(Amount in ` crore)
Particulars %age to %age to %age to %age to
capital fund total assets capital fund total assets
2020-21 2020-21 2019-20 2019-20
- The largest single borrower 188.99% 19.13% 162.27% 16.43%
- The largest borrower group 87.21% 8.83% 35.90% 3.64%
- The 20 largest single borrowers 836.48% 84.68% 773.53% 78.33%
- The 20 largest borrower groups$ 211.72% 21.43% 38.65% 3.91%
$ NHB has only Four borrower groups
(iii) Credit exposure to the five largest industrial sector as percentage to total loan assets
Not Applicable
(iv) Total amount of advances for which intangible securities such as charge over the rights,
licenses, authority, etc. have been taken as also the estimated value of such intangible
collateral.
Nil*
(*An outstanding amount of ` 69.72 crore and ` 767.30 crore is secured by Government
Guarantee and Bank Guarantee respectively as on 30.06.2021
(v) Factoring Exposure
Not Applicable
(vi) Exposures where the FI had exceeded the Prudential Exposure Limits during the year
Nil
1.7.4 Concentration of borrowings /lines of credit, credit exposures and NPAs
a) Concentration of borrowings and lines of credit
(Amount in ` crore)
Particulars 2020-21 2019-20
Total borrowings from twenty largest lenders 57,440.11 56,408.06
Percentage of borrowings from twenty largest 73.63% 71.73%
lenders to total borrowings of the AIFI
325(l) | Annual Report 2020-21
respect of:
(Amount in ` crore)
Particulars %age to %age to %age to %age to
capital fund total assets capital fund total assets
2020-21 2020-21 2019-20 2019-20
- The largest single borrower 188.99% 19.13% 162.27% 16.43%
- The largest borrower group 87.21% 8.83% 35.90% 3.64%
- The 20 largest single borrowers 836.48% 84.68% 773.53% 78.33%
- The 20 largest borrower groups$ 211.72% 21.43% 38.65% 3.91%
$ NHB has only Four borrower groups
(iii) Credit exposure to the five largest industrial sector as percentage to total loan assets
Not Applicable
(iv) Total amount of advances for which intangible securities such as charge over the rights,
licenses, authority, etc. have been taken as also the estimated value of such intangible
collateral.
Nil*
(*An outstanding amount of ` 69.72 crore and ` 767.30 crore is secured by Government
Guarantee and Bank Guarantee respectively as on 30.06.2021
(v) Factoring Exposure
Not Applicable
(vi) Exposures where the FI had exceeded the Prudential Exposure Limits during the year
Nil
1.7.4 Concentration of borrowings /lines of credit, credit exposures and NPAs
a) Concentration of borrowings and lines of credit
(Amount in ` crore)
Particulars 2020-21 2019-20
Total borrowings from twenty largest lenders 57,440.11 56,408.06
Percentage of borrowings from twenty largest 73.63% 71.73%
lenders to total borrowings of the AIFI
325(l) | Annual Report 2020-21
