Page 355 - NHB AR 2020-21-3 complete- Print (1)
P. 355
1.7.2 Exposure to Country risk
(Amount in ` crore)
Risk Category# Exposure Provision Exposure Provision
(net) as at held as at (net) as at held as at
Insignificant June 2021 June 2021 June 2020 June 2020
Low
Moderate 61.78 - 123.43 0
High
Very High 0 0 00
Restricted
Off-credit 0 0 00
Total
0 0 00
0 0 00
0 0 00
0 0 00
61.78 0 123.43 0
# As per RBI Circular No. DBOD.BP.BC.71/21.04.103/2002-03 dtd 19.02.2003 on “Risk
Management in Banks-Guidelines on Country Risk Management” the guidelines are
applicable only in respect of countries where a bank has exposure of 2% or more of its assets.
In case of NHB, since exposure pertains only to Deposits placed with Foreign Branches of
Indian Banks (Canara Bank-London and BoI-New York Branch) and value of total deposits is
` 61.78 as at June 30, 2021 which is less than 2% of total assets of the Bank, the guidelines may
not be applicable for NHB.
1.7.3 Prudential Exposure Limits- Single Borrower Limit(SGL)/Group Borrower Limit (GBL)
Exceeeded by the AIFI
(i) The number and amount of exposures in excess of the prudential exposure limits
during the year
(Amount in ` crore)
Sl. No. PAN No. Borrower Industry Industry Sector Amount Amount Exposure
Funded Non- as per-
Name Code Name Funded centage
to capital
Funds
1 # Nil
Total
# Since Prudential Norms are not prescribed by RBI for credit exposure. It is internally
decided by Board.
Annual Report 2020-21 | 325(k)
(Amount in ` crore)
Risk Category# Exposure Provision Exposure Provision
(net) as at held as at (net) as at held as at
Insignificant June 2021 June 2021 June 2020 June 2020
Low
Moderate 61.78 - 123.43 0
High
Very High 0 0 00
Restricted
Off-credit 0 0 00
Total
0 0 00
0 0 00
0 0 00
0 0 00
61.78 0 123.43 0
# As per RBI Circular No. DBOD.BP.BC.71/21.04.103/2002-03 dtd 19.02.2003 on “Risk
Management in Banks-Guidelines on Country Risk Management” the guidelines are
applicable only in respect of countries where a bank has exposure of 2% or more of its assets.
In case of NHB, since exposure pertains only to Deposits placed with Foreign Branches of
Indian Banks (Canara Bank-London and BoI-New York Branch) and value of total deposits is
` 61.78 as at June 30, 2021 which is less than 2% of total assets of the Bank, the guidelines may
not be applicable for NHB.
1.7.3 Prudential Exposure Limits- Single Borrower Limit(SGL)/Group Borrower Limit (GBL)
Exceeeded by the AIFI
(i) The number and amount of exposures in excess of the prudential exposure limits
during the year
(Amount in ` crore)
Sl. No. PAN No. Borrower Industry Industry Sector Amount Amount Exposure
Funded Non- as per-
Name Code Name Funded centage
to capital
Funds
1 # Nil
Total
# Since Prudential Norms are not prescribed by RBI for credit exposure. It is internally
decided by Board.
Annual Report 2020-21 | 325(k)
