Page 346 - NHB AR 2020-21-3 complete- Print (1)

1.2 Free Reserves and Provisions

1.2.1 Provisions on Standard Assets

(Amount in ` Crore)

Particulars 2020-21 2019-20
Provisions towards Standard Assets
359.75 343.98

1.2.2 Floating Provisions

(Amount in ` Crore)

Particulars 2020-21 2019-20
a) Opening balance in the floating provisions account
b) The quantum of floating provisions made in the 0.00 0.00

accounting year 0.00 0.00
c) Amount of draw down made during the accounting
0.00 0.00
year
d) Closing balance in the floating provisions account 0.00 0.00

1.3 Asset Quality and specific provisions

1.3.1 Non-Performing Advances

(Amount in ` Crore)

Particulars 2020-21 2019-20
(i) Net NPAs to Net Advances (%)
(ii) Movement of NPAs (Gross) 0.00% 0.76%

(a) Opening balance 2,502.85 4.19
(b) Additions during the year - 2,498.67
(c) Reductions during the year
(d) Closing balance 0.01 0.01
(iii) Movement of Net NPAs 2,502.84 2,502.85
(a) Opening balance
(b) Additions during the year 624.66 -
(c) Reductions during the year - 624.66
(d) Closing balance
(iv) Movement of provisions for NPAs (excluding 624.66 -
provisions on standard assets) - 624.66
(a) Opening balance -
(b) Provisions made during the year* -
(c) Write of / write back of excess provisions
(d) Closing balance 1,878.18 4.19
624.66 1,874.00
0.01
0.01
2,502.83 1,878.18

* During the FY 2019-20, Bank has created NPA provision of ` 1874 crore, out of which ` 564.16 crore
has been transferred from Provision maintained under 36(1)(viia)(c) under IT Act till 31.03.2020 and

the remaining ` 1309.84 crore has been created from the profit of the current year.

325(b) | Annual Report 2020-21