Page 322 - NHB AR 2020-21-3 complete- Print (1)

31. Investment classification

31.1 As stated, investments are classified into “Held for trading”, “Available for` Sale” and
“Held for Maturity” categories as per the following details

Categories of Investments As on As on
investment June 30, 2020 June 30, 2021
Held to Maturity a) GOI Dated Securities
(HTM) b) Subordinated Bonds 93.15 93.15
Available for Sale Sub-total 0.00 0.00
(AFS) a) GOI Dated Securities 93.15 93.15
b) Treasury Bills 0.00 0.00
Held For Trading d) Shares of Housing Finance 3082.22 3774.31
(HFT) 5.10 5.10
Less: Institutions
e) Shares of Other Institutions 726.04 726.04
f) Building Material Company 0.53 0.53
g) Mutual Fund 0.00 0.00
Sub-total
3813.89 4505.98
a) GOI Dated Securities 0.00 0.00
Gross Investments
Depreciation 3907.04 4599.13
Net Investments 0.53 0.53

3906.51 4598.60

32. Loans and advances

Out of the Total Loans and advances amounting to ` 85,856.57 Crores :

a) Loans and advances amounting to ` 40,250.73 Crore are secured by a charge on
books debts, bank guarantee, hypothecation of movable assets and lien over bank
deposits.

b) Loans and advances amounting ` 45,294.05 Crore are unsecured of which `
31,856.16 Crore is covered under negative lien.

c) Loans and advances amounting to ` 73.90 Crore are secured by any one or more of
the following securities that is charge on books debts, government guarantee, or
equitable mortgage on fixed assets.

d) Loans and advances (TREP Lending) amounting to ` 237.90 Crore are secured by
approved Government securities which are sovereign in nature.

302 | Annual Report 2020-21