Page 238 - NHB AR 2020-21-3 complete- Print (1)
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3.2.1 Disbursements
Refinance disbursements of `34,230 crores were made during 2020-21 as compared to `31,258
crore during previous year, registering an increase of about 9.51 per cent. About 70 per cent
of the disbursements were for loan size up to `25 lakh. Twelve HFCs along with three Banks
were added to the refinance client list. Institution-wise refinance disbursements to various
categories of PLIs during the last three years is shown in Annexure III. Scheme-wise and
Slab-wise refinance disbursements in 2020-21 are shown in Annexure IV and Annexure V
respectively. Graph 3.3: Refinance Disbursements - Institution
Category-wise (In ` Crore)
During 2020-21, about 78 per cent of the NHB’s Refinance disbursement was extended to
HFCs vis-à-vis 88 per cent in 2019-20, whereas disbursement share towards SCBs increased
from 5 per cent to 20 per cent. During 2020-21, the share of HFCs in the NHB’s Refinance
outstanding increased from 78 per cent to 84 per cent.
Graph 3.4: Cumulative Refinance Disbursements (in %)
218 | Annual Report 2020-21
Refinance disbursements of `34,230 crores were made during 2020-21 as compared to `31,258
crore during previous year, registering an increase of about 9.51 per cent. About 70 per cent
of the disbursements were for loan size up to `25 lakh. Twelve HFCs along with three Banks
were added to the refinance client list. Institution-wise refinance disbursements to various
categories of PLIs during the last three years is shown in Annexure III. Scheme-wise and
Slab-wise refinance disbursements in 2020-21 are shown in Annexure IV and Annexure V
respectively. Graph 3.3: Refinance Disbursements - Institution
Category-wise (In ` Crore)
During 2020-21, about 78 per cent of the NHB’s Refinance disbursement was extended to
HFCs vis-à-vis 88 per cent in 2019-20, whereas disbursement share towards SCBs increased
from 5 per cent to 20 per cent. During 2020-21, the share of HFCs in the NHB’s Refinance
outstanding increased from 78 per cent to 84 per cent.
Graph 3.4: Cumulative Refinance Disbursements (in %)
218 | Annual Report 2020-21
