Previous Year

Rs. Crore

Liabilities

Schedules

Current Year

Rs. Crore

450.00

1,087.95

0.68

6,010.52

400.00

1,521.53

401.75

245.58

171.65

1.Capital

2. Reserves

3. Profit & Loss Account

4. Bonds Debentures

5. Borrowings

6. Borrowings

7. Current Liabilities and Provisions

8.Other Liabilities

9. HLA deposits with banks/HFCs – As per contra

I

II

III

IV

V

VI

VII

450.00

1,206.14

0.64

8,246.72

400.00

1,922.57

438.24

267.84

175.36

10,289.66

TOTAL

13,107.51

Previous Year

Rs. Crore

Assets

Schedules

Current Year

Rs. Crore

2,327.72

387.02

6,883.39

31.83

487.67

0.38

171.65

1.Cash and Bank Balances

2. Investments

3. Loans and Advances

4. Fixed Assets

5. Other Assets

6. Deferred Tax Asset

7. HLA deposits with banks/HFCs – As per

Contra (out of this Rs. 9,27,11,734.00 used as

Automatic refinance)

VIII

IX

X

XI

XII

3,113.87

880.60

8.284.00

34.63

615.37

3.59

175.36

175.36

10,289.66

TOTAL

13,107.51

Previous Year

Rs. Crore

Expenditure

Current Year

Rs. Crore

538.96

10.36

0.06

0.01

3.30

0.28

0.12

1.08

1.88

9.83

0.74

3.42

0.00

150.45

8.98

0.20

0.06

127.50

1. Interest

2. Staff Salaries, Allowances etc. and Terminal benefits

3. Directors’ and Committee Members fees and Expenses

4. Audit Fees

(i) Statutory Audit Fees 0.04

(ii) Tax Audit Fees 0.01

(iii) Certification 0.03

5. Rent, Taxes, Electricity and Insurance

6. Postage, Telegrams, Telex and Telephones

7. Law Charges

8. Stationery, Printing, Advertisement etc.

9. Depreciation

10. Underwriting Commission, Brokerage and Guarantee Fee

11. Travelling Expenses

12. Other Expenditure

13. Depreciation on Investment

14. Loss in Securities Transaction of 1991-92

15. Provision for NPA/Standard Assets

16. Wealth Tax

17. Deferred Tax

18. Balance of Profit c/d

610.81

3.42

0.13

0.08

2.31

0.44

0.44

0.59

2.06

7.95

0.98

8.37

47.09

0.00

12.50

0.19

0.00

155.46

857.23

TOTAL

852.78

6.76

16.20

35.50

69.10

19. Provision for Income Tax

20. Transfer to Invest. Fluctuation Reserve

21. Transfer to Special Reserve in terms of

Section 36(1) (viii) of Income Tax Act, 1961

23. Balance Carried to Balance Sheet

37.33

17.80

70.00

48.08

127.56

TOTAL

173.21

Previous Year

Rs. Crore

Income

Current Year

Rs. Crore

685.63

38.25

54.67

62.48

16.20

1. Interest and Discount

2. Income from Investments

3. Other Income

4. Provisions no longer required now written back

5. Provisions and Contingencies

(Excess Provision on Investments reversed)

743.86

54.57

39.19

15.16

0.00

857.23

TOTAL

852.78

127.50

0.06

6. Balance of Profit brought down

7. Transfer from Investment Fluctuation Reserve

155.46

17.75

127.56

173.21

Previous Year

Rs. Crore

Current Year

Rs. Crore

450.00

450.00

SCHEDULE – I

CAPITAL

1. Authorised

2. Issued and Paid-up (wholly subscribed by the

Reserve Bank of India)

450.00

450.00

450.00

450.00

759.00

212.48

88.89

19.95

7.38

0.25

SCHEDULE – II

RESERVES

1. Reserve Fund

2. Special Fund (Slum Improvement &

Low Cost Housing Fund)

3. Special Reserve in terms of Section 36 (1)

(viii) of Income Tax Act. 1961

4. Investment Fluctuation Reserve

5. Taxation Reserve

6. Staff Benevolent Fund

804.00

215.35

158.89

20.00

7.39

0.51

1,087.95

1,206.14

0.74

69.10

0.06

16.97

45.00

7.00

0.25

SCHEDULE – III

PROFIT & LOSS ACCOUNT

1. Opening Balance

Balance as per P&L account annexed

Add: Transfer from Taxation Reserve

Less : Profit of Slum Improvement &

Low Cost Housing Fund transferred

2. Less : Appropriations

i . Reserve Fund

ii. Taxation Reserve

iii. Staff Benevolent Fund

0.68

48.08

0.00

2.87

45.00

0.00

0.23

45.89

45.25

0.68

3. Balance of Net Profit

0.64

Previous Year

Rs. Crore

Current Year

Rs. Crore

475.50

1,100.00

1,935.30

551.80

1,947.92

SCHEDULE – IV

BONDS AND DEBENTURES

1. Bonds (Guaranteed by GOI)

2. Priority Sector Bonds

i. Tax-free Bonds

ii. Taxable Bonds

iii. Special Series Bonds

3. Capital Gain Bonds

1,140.00

1,794.66

538.60

435.50

3,473.26

4,337.96

6,010.52

8,246.72

175.00

90.00

630.00

626.53

SCHEDULE – V

BORROWINGS

1. From Reserve Bank of India

(a) Out of National Housing Credit

(Long Term Operations) Fund

(b) Other (Line of credit)

2. From Other Sources

i. In India

ii. Outside India

50.00

39.50

1,290.04

543.03

1,521.53

1,922.57

189..49

51.53

9.17

85.82

65.74

SCHEDULE – VI

CURRENT LIABILITIES AND PROVISIONS

1. Interest Payable

2. Interest & Instalment received in advance

3. Provision for Retirement benefits

4. Provision for Income Tax/Wealth Tax

5. Others

194.68

46.25

9.91

123.30

64.10

401.75

438.24

Previous Year

Rs. Crore

Current Year

Rs. Crore

237.15

8.43

SCHEDULE – VII

OTHER LIABILITIES

1. Unsettled transactions of 1991-92

2. Sundry Deposit / others

237.20

30.64

245.58

267.84

0.69

0.07

11.17

1,770.33

545.46

SCHEDULE – VIII

CASH & BANK BALANCES

1. Cash/ Cheques in hand

2. Balance with Reserve Bank of India

3. Balance with other Banks

i. In India

(a) Current Accounts

(b) Term Deposit – Bank/Fls

ii. Outside India

14.11

2,550.94

21.90

0.03

2,565.05

526.89

2,327,72

3,113.87

145.71

11.94

229.37

SCHEDULE – IX

INVESTMENTS

1. GOI Dated Securities – at cost or

Market value whichever is less

2. Stocks, shares, bonds, debentures and

Securities of Housing Finance Institutions /

Building material Co.

3. Stocks, shares, bonds, debentures and

Securities of other Institutions

851.43

10.74

18.52

387.02

438.24

Previous Year

Rs. Crore

Current Year

Rs. Crore

4,628.61

522.03

856.32

2.25

79.61

522.10

272.47

SCHEDULE – X

LOANS AND ADVANCES

(i) Housing Finance Institutions

(a) Housing Finance Companies

(b) Co-operative Housing Finance Societies

(ii) Scheduled Banks

(a) Commercial Banks

(b) Regional Rural Banks

(c) Urban Co-operative Banks

(iii) State Co-operative Agriculture Rural Development

Banks/Land Development Banks

(iv) Housing Boards/Devp. Authorities

(v) Others

226.54

4.89

4,736.29

561.72

2,142.96

2.66

113.80

495.14

231.14

6,883.39

8,284.00

Sl.

No.

Assets

Opening

Balance

Cost

Addition

Deletion

Total

Opening

Balance

Depreciation

During

the year

Accumulated

Depreciation

On sale

Total

WDV

as on

30/06/04

WDV

As on

30/06/03

1

2

3

4

5

6

7

8

Leasehold Land

Premises

Computer/

Microprocessors

Motor Vehicles

Furniture & Fixtures

Office Equipments

Residence

Furnishing-Furniture

Residence

Furnishing – Electrical

11.08

29.76

3.28

0.53

1.77

1.22

0.04

0.19

0.00

3.61

0.63

0.48

1.08

0.21

@

0.03

0.00

0.02

0.04

0.05

@

0.11

@

0.02

11.08

33.35

3.87

0.96

1.85

1.32

0.04

0.20

1.48

9.65

2.14

0.18

1.45

0.99

0.01

0.14

0.12

1.04

0.46

0.18

0.12

0.11

0.01

0.02

0.00

@

0.01

0.03

@

0.02

@

@

1.60

10.69

2.59

0.33

1.57

1.08

0.02

0.16

9.48

22.66

1.28

0.63

0.28

0.24

0.02

0.04

9.60

20.11

1.14

0.35

0.32

0.23

0.03

0.05

Total

47.87

5.04

0.24

52.67

16.04

2.06

0.06

18.04

34.63

31.83