The
principal mandate of the Bank is to promote housing finance
institutions to improve/strengthen the credit delivery network
for housing finance in the country. The Bank has played a
facilitator role in this regard instead of itself opening
such dedicated housing finance institutions. For this purpose,
NHB has issued the Model Memorandum and Articles of Association.
NHB has also issued guidelines for participating in the equity
of housing finance companies. All housing finance companies
registered with NHB u/s 29A of the National Housing Bank
Act, 1987 and scheduled commercial/co-operative banks are
eligible for refinance support subject to terms and conditions
as laid down under the respective refinance schemes.
As
a part of its promotional role NHB has also formulated a
scheme for guaranteeing the bonds to be issued by the housing
finance companies.
Considering
the need for trained personnel for the sector NHB has designed
and conducted various training programmes.
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Circulars
Guidelines
Schemes
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