A number of Primary Lending Institutions (PLIs) are currently active in the housing finance sector in India. The institutions provide finance to individual borrowers, builders, corporate houses etc. for purchase/construction of houses and for repair / upgradation of existing house.

With the objective of providing long-term funds to these institutions, NHB extends refinance in respect of the loans extended by them. The following categories of institutions are eligible to take refinance from NHB:

The institutions desirous of availing refinance from NHB are required to fulfil certain basic criteria. The terms and conditions of refinance and the procedure for availing it are contained in the information brochure.