ROD-HFC-AN-01

Annual Information to be submitted by HFCs
To be submitted within 2 months of the end of the year
As on 31st March ________________
(Amounts in Rs. lakhs)


I. Compliance with guidelines for extending refinance support to HFCs and Information regarding repayment track record

(i) Whether Housing Loans as a percentage of Capital Employed is 75% or more Y / N
( in case the percentage is less than 75%, suitable remarks may be furnished as an enclosure)  
(ii) Whether the company has defaulted in meeting its commitment towards financial institutions, investors or depositors Y / N
( If yes, details to be furnished separately indicating the amount, date, name of institution / investor / depositor and reasons therefor)  
(iii) Whether the company has paid all statutory dues, advance income tax, etc.
( In case of any exception, details to be furnished separately indicating amount, date and reasons therefor) 		Y / N


II. Position regarding NPAs

(i) Movement of Gross NPA during the year ended 31st March
Housing Others Total
Openining balance of Gross NPA as on ……….      
Add : Additions NPA during the year      
Less : NPA collected/ recovered during the year      
Closing Balance of Gross NPA as on ………….      

(ii) NPAs - Overall  
Housing / Mortgage Loans Hire Purchase Assets ICDs / Leasing / Bills of Exchange Unquoted Debentures and others Total
Individual Others
1. Total loans outstanding            
2. Amount of NPAs            
3. Less : Provision as per books            
4. Net NPAs (2-3)            
5. Net Advances (1-3)            
6. NNPA to Net Advances (%) (4) as a percentage of (5)            

(iii) NPAs in respect of housing loans to individuals
  No. of Accounts Outstd. Balance
  Standard    
  Sub-Standard    
  Doubtful    
  Loss    
  Total    

(iv)
Asset quality of housing loans flagged to NHB under refinance obtained
Asset Classification No. of Accounts Outstd. Balance
Standard    
Sub-Standard    
Doubtful    
Loss    
Total    

(v) Other NPAs (if any)

(a) NPAs in Project Loans
Whether the HFC has any NPAs in outstanding project loans
( if Yes, Annexure I (a) to be furnished ) 		Y / N
 
(b) NPAs in Bills Rediscounted
Whether the HFC has any NPAs in rediscounted any bills of exchange
( if Yes, Annexure I (b) to be furnished ) 		Y / N
 
(c) NPAs in Leasing
Whether the HFC has entered into any leasing transactions which are classified as NPAs
( if Yes, Annexure I (c) to be furnished ) 		Y / N
 
(d) NPAs in Inter Corporate Deposits (ICDs)
Whether the HFC has placed any ICDs which are classified as NPAs
( if Yes, Annexure I (d) to be furnished ) 		Y / N


III. Investments in shares of Associate / Group Companies / Concerns

Name of company Amount Holding *
  (Rs. lakhs) (%)
1) ……….    
2) ……….    
3) ……….    
* holding as a percentage of the paid up capital of recipient company


IV. Investments and Loans & Advances to Associate / Group Companies and from Associate / Group Companies / Concerns

Name of company
Amount outstanding (Rs. lakhs) As a % of NOF of the HFC As a % of NOF of the associate / group company / concern
(a) To Associate / Group Companies      
(1) …..      
(2) …..      
(b) From Associate / Group Companies    
(1) …..    
(2) …..    


V. Board of Directors and their shareholding in the company, if any

Name of the Director Shareholding in the company (%)
(1) …..  
(2) …..  
(3) …..  


VI. Top 10 individual and corporate shareholders in the company


Amount (Rs. lakhs) Shareholding in the company (%)
(a) Names of individual shareholders  
                    (1) …..  
                    (2) …..  
 
(b) Names of corporate shareholders  
          (i) Group company/subsidiary/sister concern  
                    (1) …..  
                    (2) …..  
          (ii) Others  
                    (1) …..  
                    (2) …..  

Certified that the above information is true and correct and is in accordance with the records / books of accounts of the company.

(Authorised signatory)
Date :
Place :


Annexure I
Particulars of NPA in respect of Project Loans, Bills Rediscounted, Lease transaction, ICDs
(Amounts in Rs. lakhs)
(a) Project Loans
Borrowers' name Sanction Amt. Principal not Arrears Provision Status
  Date Amt. ROI disbursed fallen due Principal + Interest held  
Govt. g'teed                
a)                
b)                
Builders                
a)*                
b) others**                
Corporates                
a)*                
b) others**                
*Details of all loans above Rs.100 lakhs to be given separately.
**Consolidated details of all loans upto Rs.100 lakhs to be given.
   
(b) Bills of Exchange
Rediscounted Drawee Date of Amount outstanding Provision Status
from   Bill Maturity Principal Interest Held  
               
               
   
(c) Leasing
  Name of the company Lease Amount Lease Rental Total o/s lease rentals Income recognised upto (date) Income recognised wrongly Prov. required Prov. made Status
                 
                 
   
(d) Inter Corporate Deposits
Borrower Date of Amount ROI Amount outstanding Provision Status
company Placement     Principal Interest Held  
               
               
Certified that the above information is true and correct and is in accordance with the records / books of accounts of the company.
 
(Authorised signatory)
Date :
Place :